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Social Security
Turning 65: Start Here
Your first steps for Medicare, Social Security and taxes, in the order to take them.
Free resources
Social Security resources
When to claim, spousal and survivor benefits, and taxes on benefits.
Start here
- Read the guideWhen should you claim Social Security?When you claim changes your monthly benefit for life. We help you weigh the timing alongside your taxes, savings and spouse’s benefits.Social Security guide →
- Keep it handyTurning 65: Start HereYour first steps for Medicare, Social Security and taxes, in the order to take them.Get this free PDF ↓
Social Security checklists and worksheets
All free downloads →PDF
Social Security
Turning 65 checklist
Every deadline and decision for the year you turn 65, on one page.
PDF
Social Security
Social Security claiming worksheet
Compare your benefit at 62, 67 and 70 before you file.
Social Security articles
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Social SecuritySpousal and Survivor Benefits: What Married Couples Should KnowMarried couples have more Social Security choices than most people realize. Here is a plain-English look at spousal and survivor benefits and why timing matters.
Mary Garza3 min readRead →
Mary Garza3 min readRead →
Social SecurityWorking While Collecting Social SecurityYou can work and collect Social Security, but starting early may mean some of your benefit is held back. Here is how the earnings test works and how taxes fit in.Mary Garza3 min readRead →
Mary Garza3 min readRead →
Social SecurityFive Questions to Ask Before You Claim Social SecurityWhen to start Social Security is one of the biggest retirement choices. These five questions can help you think it through before you decide.Mary Garza3 min readRead →
Mary Garza3 min readRead →
Social SecurityThe Hidden Taxes on Social SecurityPart of your Social Security check may be taxable. Here is how the IRS decides, and questions worth asking before you claim.Mary Garza3 min readRead →
Mary Garza3 min readRead →Common questions
Social Security questions we hear most
Should I bring my Social Security statement?
It helps. You can download it from your my Social Security account at ssa.gov, but it isn’t required.
Questions about Social Security?Book a consultation with Mary.